Joint Base Fort Lewis-McChord Washington Area Real Estate

Phil Sharp Broker/Retired Army 360-970-9977

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A Word About VA Loans

VA Loan for JBLM Area Real EstateA VA home loan is a popular mortgage choice for eligible veterans who wish to purchase a home with NO down payment.  Although the Veteran’s Administration charges a VA funding fee to cover costs to guarantee the loan to the lender, that fee can be added into the mortgage, which keeps up-front costs to a minimum.  Since the fee is amortized over the life of the loan it has a very negligible impact on the borrower’s monthly payment.  If a borrower chooses to make a down payment on a VA loan there are provisions which reduce the amount of the funding fee..

If a veteran plans to make a down payment or has used his/her VA eligibility in the past and it is tied up in another property, FHA and conventional loan programs may also provide viable financing options.  A mortgage professional can help you determine which program is best suited to your personal circumstances.  It is wise to request comparisons on the loan programs for which you are eligible.

Military Members will need a Military Statement of Service Document when applying for a VA loan. Sample Military Statement of Service.

Mortgage Dept VA FHA Conventional Lending

  • 10 Questions to Ask Your Lender

    1) What are the most popular mortgages you offer?  Why are they so popular? 2) Which type of mortgage plan do you think would be best for me? Why? 3) Are your rates, terms fees and closing costs...

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  • A Word About VA Loans

    A VA home loan is a popular mortgage choice for eligible veterans who wish to purchase a home with NO down payment.  Although the Veteran’s Administration charges a VA funding fee to cover costs to...

    Read More ...

  • Getting A Home Loan

    Getting a home loan is really a simple process.  You can even apply via email or the web and have financing in place prior to your arrival. This makes shopping for a home quicker, less stressful and helps...

    Read More ...

  • Home Finance Mistakes You Can't Afford

    Most advice columns tell you what you should do, but just as importantly, there are some things you shouldn't do. Here are 10 frequent home finance mistakes that consumers make - and that you should...

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  • Lender Checklist

    What you need to provide your lender to apply for a Mortgage (requirements may vary depending on lender requirements): □ W-2 forms — or business tax return forms if you're self-employed — for the...

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  • They Said Interest Rates Wouldn't Change

    Didn’t the Government Say that Interest Rates Wouldn’t Change? Mortgage interest rates, to include VA Mortgage rates, have increased significantly over the past month.  Although the fed has stated...

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Contact Mike

Tell Him Phil Sent You...

MikeVillanoVLGVAMortgages

Mike Villano | NMLS 902369
Senior Loan Officer, Sales Manager
C: 253.686.2491
Apply Now
TeamMike@vnlending.com
www.VeteransLendingGroup.com

Puyallup Office
Veterans Lending Group
15614 Meridian Ave E, Ste 400
Puyallup, WA 98375
O: 888.685.8654

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Meet Team Mike

Jen Britt | NMLS 1396963
Processing Team Lead

Amber Scott | NMLS 1078104
Processor

Dustin Bennight | NMLS 1656757
Junior Loan Officer

Kyle Weston |NMLS 1665579
Pre-Approval Coordinator

Connect with Mike & VLG

VisitVLGWebsite

VLGFacebook

VLGZillow

 

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Fort Lewis McChord AFB (JBLM) Homebuyer Tools and Education Video

Fort Lewis McChord AFB (JBLM) Area Info & Recreation Video

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