Joint Base Fort Lewis-McChord Washington Area Real Estate

Phil Sharp Broker/Retired Army 360-970-9977

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Lender Checklist

Lender Checklist JBLM Fort Lewis Real EstateWhat you need to provide your lender to apply for a Mortgage (requirements may vary depending on lender requirements):

□ W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every person signing the loan.

□ Copies of at least one pay stub for each person signing the loan.

□ Account numbers of all your credit cards and the amounts for any outstanding balances.

□ Copies of two to four months of bank or credit union statements for both checking and savings accounts.

□ Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.

□ Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.

□ Copies of brokerage account statements for two to four months, as well as a list of any other major  assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.

□ Copies of your most recent 401(k) or other retirement account statement.

□ Documentation to verify additional income, such as child support or a pension.

□ Copies of personal tax forms for the last two to three years.

Mortgage Dept VA FHA Conventional Lending

  • 10 Questions to Ask Your Lender

    1) What are the most popular mortgages you offer?  Why are they so popular? 2) Which type of mortgage plan do you think would be best for me? Why? 3) Are your rates, terms fees and closing costs...

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  • A Word About VA Loans

    A VA home loan is a popular mortgage choice for eligible veterans who wish to purchase a home with NO down payment.  Although the Veteran’s Administration charges a VA funding fee to cover costs to...

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  • Getting A Home Loan

    Getting a home loan is really a simple process.  You can even apply via email or the web and have financing in place prior to your arrival. This makes shopping for a home quicker, less stressful and helps...

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  • Home Finance Mistakes You Can't Afford

    Most advice columns tell you what you should do, but just as importantly, there are some things you shouldn't do. Here are 10 frequent home finance mistakes that consumers make - and that you should...

    Read More ...

  • Lender Checklist

    What you need to provide your lender to apply for a Mortgage (requirements may vary depending on lender requirements): □ W-2 forms — or business tax return forms if you're self-employed — for the...

    Read More ...

  • They Said Interest Rates Wouldn't Change

    Didn’t the Government Say that Interest Rates Wouldn’t Change? Mortgage interest rates, to include VA Mortgage rates, have increased significantly over the past month.  Although the fed has stated...

    Read More ...

Contact Mike

Tell Him Phil Sent You...

MikeVillanoVLGVAMortgages

Mike Villano | NMLS 902369
Senior Loan Officer, Sales Manager
C: 253.686.2491
Apply Now
TeamMike@vnlending.com
www.VeteransLendingGroup.com

Puyallup Office
Veterans Lending Group
15614 Meridian Ave E, Ste 400
Puyallup, WA 98375
O: 888.685.8654

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Meet Team Mike

Jen Britt | NMLS 1396963
Processing Team Lead

Amber Scott | NMLS 1078104
Processor

Dustin Bennight | NMLS 1656757
Junior Loan Officer

Kyle Weston |NMLS 1665579
Pre-Approval Coordinator

Connect with Mike & VLG

VisitVLGWebsite

VLGFacebook

VLGZillow

 

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Fort Lewis McChord AFB (JBLM) Homebuyer Tools and Education Video

Fort Lewis McChord AFB (JBLM) Area Info & Recreation Video

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