VA Mortgage Department

What is the VA Home Loan?

The VA home loan is a loan provided by a participating lenders and is guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee means we’re able to offer you more favorable terms on a home loan or refinance. 

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DID YOU KNOW: You can also have more than one loan, meaning if you own a home at your current duty station and want to keep it as a rental you can still apply for a loan & buy another home here.

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The loan process can seem a bit overwhelming, don’t hesitate to ask Phil any questions you have and make sure you choose a lender that you can trust! We have a local lender that specializes in VA loans that we would be happy to introduce you to.

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What are the Benefits of the VA Home Loan?

• Competitive interest rates

• No down payment

• No private mortgage insurance

• Benefit is re-usable, can have multiple VA home loans at a time

• Closing costs may be paid by seller

• Don’t need to be a first-time homebuyer

• 100% financing up to county loan limit* (*$741,750 in Pierce, King, & Snohomish and $510,400 in Thurston & Kitsap)

• The VA Jumbo loan finances loans over the county loan limit with low down payments and very competitive interest rate

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Am I Eligible?

Contact us today to and we will put you in touch with a local VA Lender that we know and trust. A licensed loan officer can help you to understand all your options and will walk you through the financing process from start to finish.